Posts Tagged ‘Debt consolidation’
Wednesday, May 18th, 2011
Debt Relief Law Group, a division of Red Hill Law Group PC ,an Orange County bankruptcy law firm, is proud to announce its top-three debt settlements for April, 2011:
Current Balance Settlement Amount %
$19,711 $7,020 36%
$13,376 $4,014 30%
$10,341 $3,100 30%
Often times, our clients are able to avoid bankruptcy by entering into a repayment program negotiated by the Red Hill Law Group bankruptcy alternatives team. Our bankruptcy alternatives team will work with our clients’ creditors in order to reduce original debt balances by up to 80%, coinciding with a manageable repayment plan spanning over an average of fifteen months.
Initially, our team will conduct a personal evaluation of your exact situation, including what debts are present, and your ability to repay a percentage of the debts. Following your evaluation, our team of negotiating specialists will approach your debtors to get the highest reduction possible. Often times, this entails several rounds of proposals until an agreed-upon program is reached.
Entering into a debt settlement program is not easy; it will require you to stick with the program, but you will receive continued support from our debt settlement team every step of the way. Your program will be closely monitored during the entire process, and thereafter as long as you need us.
Banks continue to settle! Don’t let anyone tell you something differently.
Please call us or use our contact form to schedule a no-charge attorney consultation, via phone or face-to-face. Evening and weekend appointments are available:
877-343-3289
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Tags: Bankruptcy, Debit card, Debt consolidation, Debt relief, Debt settlement, Financial services, Personal Finance
Posted in Bankruptcy, Chapter 11, Chapter 13, Chapter 7, Client Help, Creditor Harassment, Debt Settlement / Debt Negotiation | No Comments »
Friday, April 8th, 2011
“There are several ways to reduce your living expenses, that when you add them up, could free up cash to pay down your debt,” says Bert Briones, an Irvine bankruptcy attorney with Red Hill Law Group, PC.
Here are some examples of areas that could possibly use a closer look at their costs:
Food
Try packing a lunch and reducing the number of times you go out for meals. Buying meals outside of the home can multiply your food expenditures two to three times. Take a closer look at how necessary eating a meal out is for you and make corrections as needed.
Insurance Policies
Have you recently looked at your auto and homeowners insurance deductibles? Sometimes, increasing the deductible on auto collision makes sense, especially for an older vehicle. Evaluate the coverages on your homeowners or renters insurance as well. Many folks do not scrutinize their insurance coverages closely, and some people find areas of coverage that could be changed to reduce costs.
Entertainment
The cost of taking a family to a movie can approach $100 when snacks are purchased. Rethinking entertainment expenses may prompt you to occasionally rent a DVD to watch as a family at home rather than going out.
Satellite/Cable TV
Are you actually using all of those channels and extra services? Premium channels can be expensive and eliminating some of these costs can help reduce your spending.
Cell Phones
Do you really need unlimited text messaging and/or do you have so many “rollover” minutes you will never use them? Perhaps look into a “pay as you go” plan which may just be the right thing for you.
Every consumer has to decide what to consider first when having to make choices. Determine what is sustainable, be patient with your decisions, and you will slowly begin reducing your debt.
Please call Red Hill Law Group with any questions or to schedule a free face-to-face or phone consultation with an experienced personal finance/bankruptcy attorney. We can be reached at 877-343-3289, or please use our contact form and you will be contacted within the next business day.
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Tags: Bankruptcy, Chapter 7 Title 11 United States Code, Credit card, Debit card, Debt, Debt consolidation, Debt relief, Debt settlement, Financial Planning, Personal Finance
Posted in Bankruptcy, Bankruptcy Alternatives, Chapter 11, Chapter 13, Chapter 7, Client Help, Uncategorized | No Comments »
Tuesday, April 5th, 2011
Debt Relief Law Group, a division of Red Hill Law Group PC ,an Orange County bankruptcy law firm, is proud to announce its top-three debt settlements for March, 2011!
Current Balance Settlement Amount %
$14,920 $3,700 25%
$13,606 $3,400 25%
$11,150.21 $2,800 25%
Often times, our clients are able to avoid bankruptcy by entering into a repayment program negotiated by the Red Hill Law Group bankruptcy alternatives team. Our bankruptcy alternatives team will work with our clients’ creditors in order to reduce original debt balances by up to 90%, coinciding with a manageable repayment plan spanning over an average of fifteen months.
Initially, our team will conduct a personal evaluation of your exact situation, including what debts are present, and your ability to repay a percentage of the debts. Following your evaluation, our team of negotiating specialists will approach your debtors to get the highest reduction possible. Often times, this entails several rounds of proposals until an agreed-upon program is reached.
Entering into a debt settlement program is not easy; it will require you to stick with the program, but you will receive continued support from our debt settlement team every step of the way. Your program will be closely monitored during the entire process, and thereafter as long as you need us.
Banks continue to settle! Don’t let anyone tell you something differently.
Please call us or use our contact form to schedule a no-charge attorney consultation, via phone or face-to-face. Evening and weekend appointments are available:
877-343-3289
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Tags: Bankruptcy, Credit card, Debt, Debt consolidation, Debt settlement, Financial Planning, Financial services
Posted in Bankruptcy, Bankruptcy Alternatives, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation, Uncategorized | No Comments »
Tuesday, March 15th, 2011
Have you recently seen or heard a radio, television, or Internet advertisement featuring credit repair services that sound too good to be true? A simple phone call and a promise is often all is takes to guarantee “easy credit repair”, “but be warned,” says Bert Briones, an Orange County, CA bankruptcy/personal finance attorney.
Consumers desperate for help are being targeted by these services to help eliminate bad credit “overnight”. As a result, a high fee structure, coupled with a minimal or no positive result is often the case.
Identifying scams is not easy, but here are some ideas to help you weed-out disreputable companies:
- The credit repair company requires a full payment up front, in order for services to begin
- You are told to dispute all information on your credit report in writing, regardless of its accuracy
- You are guaranteed to have all credit information removed from your credit report, despite the information being true
- You are instructed not to contact the credit reporting agencies because the credit repair company will do it for you
Do not be an unsuspecting consumer. Completing any of the above actions may get you in serious trouble. In addition, withholding truthful information on a credit application is a crime due to misrepresentation.
Time and patience will help you more than anything else, as credit repair is not an easy task. If you choose to seek out assistance from an outside party, it is advisable to ensure that the service is legitimate and has the experience you need and strong references to prove it.
If you have questions regarding credit repair, debt settlement, or bankruptcy, please call Red Hill Law Group, PC directly at 877-343-3289, or use our contact form and you will be contacted within the next business day.
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Tags: Bankruptcy, Collection agency, Credit card, Creditor, Debt consolidation, Debt relief, Personal Finance
Posted in Bankruptcy, Bankruptcy Alternatives, Chapter 11, Chapter 13, Chapter 7, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation | 1 Comment »
Thursday, March 3rd, 2011
Debt Relief Law Group, a division of Red Hill Law Group PC ,an Orange County bankruptcy law firm, is proud to announce its top-three debt settlements for February, 2011!
Original Balance Settlement Amount %
$9,515.66 $1,620 30%
$9,538.42 $2,000 21%
$18,124.33 $5,500 30%
Often times, our clients are able to avoid bankruptcy by entering into a repayment program negotiated by the Red Hill Law Group bankruptcy alternatives team. Our bankruptcy alternatives team will work with our clients’ creditors in order to reduce original debt balances by up to 90%, coinciding with a manageable repayment plan spanning over an average of fifteen months.
Initially, our team will conduct a personal evaluation of your exact situation, including what debts are present, and your ability to repay a percentage of the debts. Following your evaluation, our team of negotiating specialists will approach your debtors to get the highest reduction possible. Often times, this entails several rounds of proposals until an agreed-upon program is reached.
Entering into a debt settlement program is not easy; it will require you to stick with the program, but you will receive continued support from our debt settlement team every step of the way. Your program will be closely monitored during the entire process, and thereafter as long as you need us.
Banks continue to settle! Don’t let anyone tell you something differently.
Please call us or use our contact form to schedule a no-charge attorney consultation, via phone or face-to-face. Evening and weekend appointments are available:
877-343-3289
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Tags: Bankruptcy, Credit card, Credit history, Debt, Debt consolidation, Debt relief, Debt settlement, United States
Posted in Bankruptcy, Chapter 11, Chapter 13, Chapter 7, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation, Uncategorized | No Comments »
Wednesday, February 16th, 2011
Debt Relief Law Group, a division of Red Hill Law Group, is proud to announce its top-three debt settlements for January, 2011!
Original Balance Settlement Amount %
$61,093.84 $12,220 20%
$30,916.49 $9,500 31%
$24,919.29 $8,700 35%
Often times, our clients are able to avoid bankruptcy by entering into a repayment program negotiated by the Red Hill Law Group bankruptcy alternatives team. Our bankruptcy alternatives team will work with our clients’ creditors in order to reduce original debt balances by up to 90%, coinciding with a manageable repayment plan spanning over an average of fifteen months.
Initially, our team will conduct a personal evaluation of your exact situation, including what debts are present, and your ability to repay a percentage of the debts. Following your evaluation, our team of negotiating specialists will approach your debtors to get the highest reduction possible. Often times, this entails several rounds of proposals until an agreed-upon program is reached.
Entering into a debt settlement program is not easy; it will require you to stick with the program, but you will receive continued support from our debt settlement team every step of the way. Your program will be closely monitored during the entire process, and thereafter as long as you need us.
Banks continue to settle! Don’t let anyone tell you something differently.
Please call us or use our contact form to schedule a no-charge attorney consultation, via phone or face-to-face. Evening and weekend appointments are available:
877-343-3289
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Tags: Bankruptcy, Business, Debt, Debt consolidation, Debt relief, Debt settlement, Financial services, United States
Posted in Bankruptcy, Bankruptcy Alternatives, Chapter 11, Chapter 13, Chapter 7, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation, Uncategorized | 1 Comment »
Tuesday, January 11th, 2011
Debt Relief Law Group is pleased to announce our top-three debt settlements for the month of December!
Don’t allow anyone to tell you differently; creditors continue to settle.
Original Balance % Settlement Amount
$59,621.56 20 $12,220
$28,203.96 34 $9500
$24,919.29 35 $8700
To receive a no-charge 15-minute attorney phone consultation,
please call our office at
877-343-3289
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Tags: Consumer, Credit card, Debt, Debt consolidation, Debt relief, Debt settlement, Federal Trade Commission, United States
Posted in Bankruptcy, Bankruptcy Alternatives, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation | 1 Comment »
Thursday, January 6th, 2011
We are proud to announce the top-three debt settlements for November, 2010. Debt Relief Law Group remains as strong as ever by helping our clients with debt settlement:
|
Original Balance
|
|
% |
|
Settlement Amount |
|
Creditor |
| |
|
|
|
|
|
|
| $12,986.35 |
|
41% |
|
$5,300.00 |
|
FIA |
| $7,425.00 |
|
43% |
|
$3,200.00 |
|
Amex |
| $6,820.49 |
|
27% |
|
$1,816.00 |
|
Juniper |
To receive a no-charge 15-minute attorney phone consultation, please call our office at
877-343-3289
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Tags: Business, Consumer, Creditor, Debt, Debt consolidation, Debt relief, Debt settlement, Financial services
Posted in Bankruptcy, Bankruptcy Alternatives, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation | No Comments »
Thursday, January 6th, 2011
Major financial institutions continue to settle for much less than the original debt. Here are the top three debt settlements achieved by Debt Relief Law Group for October, 2010.
| Original Balance |
|
% |
|
Settlement Amount |
|
Creditor |
| |
|
|
|
|
|
|
| $20,677.19 |
|
29% |
|
$6,000.00 |
|
CHASE/CHASE |
| $26,258.56 |
|
30% |
|
$8,000.00 |
|
BOFA |
| $20,214.00 |
|
49% |
|
$10,000.00 |
|
Amex |
To receive a no-charge 15-minute attorney phone consultation, please call our office at
877-343-3289
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Tags: Business, Creditor, Debt, Debt consolidation, Debt relief, Debt settlement, Financial services, United States
Posted in Bankruptcy, Bankruptcy Alternatives, Client Help, Credit Reform Act, Credit Scores, Creditor Harassment, Debt Settlement / Debt Negotiation | No Comments »
Wednesday, August 11th, 2010
I am writing this today because several current clients were once the victim of this scam before finding our firm. This scam is costing consumers millions and leaving them worse off than when they started. If you received this email, you are in good hands, but you may know someone who needs help and doesn’t know where to turn or how to fix their situation. Victims of the Obama Debt Relief Plan either received a call, mail, or email stating the Obama plan would help them out of debt. There is NO OBAMA DEBT PLAN, as least not for us, the consumers. Sadly, there are debt settlement companies out there trying to appear as legitimate law firms to steal consumers money. They say everything you want to hear, and then when you need them most, they tell you to hire an attorney.
How to know it you are with the right debt program:
- Are they a real law firm? If they are not a law firm, don’t even waste your time and money, they can’t protect you in a lawsuit.
- Can you look up their Attorneys on the State Bar website? Do they have a clear record? All joking aside, Just because they are lawyers doesn’t make them honest, check to see if they have any record of complaints with the State Bar. The State Bar hears and investigates every consumer complaint sent to them. For this reason (and to be fair to all attorneys) it is your only truly reliable source for honesty since anyone can put negativity on the internet without proof.
- Do you have direct access to your money/trust account? This is one of the biggest red flags, do you have complete access to your money without needing to contact the company? Run fast and call us if this is not the case.
- Are they contacting your creditors immediately, OR are they telling you to “hide from the creditors” and they will call creditors once your money is built up? If they are telling you to hide, you are at great risk of a lawsuit. Communication is the most important part of negotiation. Would you rather have an experienced attorney negotiating for you or just a customer service rep? With debt settlement companies, a CS rep is what you get. Little to no training, and even less real life experience. If you are with our law firm, you get experience, and more importantly a record of success.
- Are you happy with their Client Services? Seems like a simple question, but this can be a key factor to know with whom you are dealing. I have had prospective clients tell me they can’t get a straight answer from their current company! Why accept this lack of professionalism on such an important issue in your life, make a change for the better.
Give us a call today if you or someone you care about needs help, 877-343-3289
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Tags: Business, Company, Creditor, Debt, Debt consolidation, Debt settlement, Financial Planning, Financial services
Posted in Client Help, Debt Settlement / Debt Negotiation | No Comments »
